Free Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Exam Questions

Become Virginia Insurance Certified with updated Virginia-Life-Annuities-and-Health-Insurance exam questions and correct answers

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Total 445 Questions | Updated On: Aug 18, 2026

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Question 1

Which is true about a term life insurance policy?

A : It usually provides a cash value.

B : It provides temporary protection.

C : It may only be written for periods of five years or less.

D : It usually can be renewed at the same premium.

Answer: B

Question 2

Which of the following statements about the contestability of a life insurance policy is true?

A : The policy cannot be contested by the insurer once it is paid for and issued

B : The policy can be contested by the insurer only during the first two years of the contract

C : The policy can be contested by the insurer at all times

D : The policy can be contested only if the insured is convicted of a felony

Answer: B

Question 3

Which is an example of an endodontic service?

A : Crowns

B : Dentures

C : Root canals

D : Fillings

Answer: C

Question 4

Unless an insured has made fraudulent statements on the application for individual health coverage, subsequent claims may not be denied under the provision for:

A : Legal actions

B : Time limit on certain defenses

C : Grace period

D : Time payment of claims

Answer: B

Question 5

A group health insurance contract is between the:

A : Employer and employees

B : Employee and insurance company

C : Employer and insurance company

D : Employer, employees, and insurance company

Answer: C

Page: 1 / 89

Total 445 Questions | Updated On: Aug 18, 2026

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