Free Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Exam Questions

Become Virginia Insurance Certified with updated Virginia-Life-Annuities-and-Health-Insurance exam questions and correct answers

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Total 445 Questions | Updated On: Mar 05, 2026

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Question 1

(An agent who makes an incomplete comparison of policies to encourage an insured to cancel acontract of another insurer and purchase a new one is guilty of:)

A : Rebating

B : Coercion

C : Twisting

D : Defamation

Answer: C

Question 2

Group term insurance coverage can usually be converted to:

A : Another group term policy

B : A yearly renewable term policy

C : A permanent individual life insurance policy

D : A decreasing term policy

Answer: C

Question 3

A coordination of benefits provision is included in group health insurance to reduce:

A : Dependent coverage

B : Overinsurance

C : Probationary periods

D : Waiting periods

Answer: B

Question 4

Which is true about a term life insurance policy?

A : It usually provides a cash value.

B : It provides temporary protection.

C : It may only be written for periods of five years or less.

D : It usually can be renewed at the same premium.

Answer: B

Question 5

Which is true about a term life insurance policy?

A : It usually provides a cash value.

B : It provides temporary protection.

C : It may only be written for periods of five years or less.

D : It usually can be renewed at the same premium.

Answer: B

Page: 1 / 89

Total 445 Questions | Updated On: Mar 05, 2026

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