Free Pennsylvania Insurance PA-Life-Accident-and-Health Exam Questions

Become Pennsylvania Insurance Certified with updated PA-Life-Accident-and-Health exam questions and correct answers

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Total 161 Questions | Updated On: Jun 16, 2026

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Question 1

An insurance producer is appointed to transact insurance on behalf of

A : the Insurance Commissioner.

B : the Commonwealth of Pennsylvania.

C : the appointing insurer.

D : all insurers.

Answer: C

Question 2

An annuitant dies during the accumulation period. What happens to the cash in the annuity?

A : it is paid to the beneficiary

B : it is paid to the IRS

C : it is paid into the estate

D : the company keeps it

Answer: A

Question 3

An illness or disease which is first diagnosed and treated while the policy is in force is considered

A : a sickness.

B : an exclusion.

C : an accidental injury.

D : a preexisting condition.

Answer: A

Question 4

An Insurance producer may NOT withdraw funds from a premium trust account to

A : pay premium to insurers.

B : pay claims to an insured.

C : return deposits to insureds.

D : return premiums to an insured.

Answer: B

Question 5

Which of the following policies generally does NOT have a cash value?

A : endowment

B : variable life

C : straight life

D : term

Answer: D

Page: 1 / 33

Total 161 Questions | Updated On: Jun 16, 2026

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