Free Pennsylvania Insurance PA-Life-Accident-and-Health Exam Questions

Become Pennsylvania Insurance Certified with updated PA-Life-Accident-and-Health exam questions and correct answers

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Total 161 Questions | Updated On: Mar 06, 2026

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Question 1

An Insurance producer may NOT withdraw funds from a premium trust account to

A : pay premium to insurers.

B : pay claims to an insured.

C : return deposits to insureds.

D : return premiums to an insured.

Answer: B

Question 2

Which is considered an expense factor in a life insurance premium?

A : policy loan interest

B : Interest from investments

C : commission

D : aggregate claim amounts

Answer: C

Question 3

In Pennsylvania, the Time Limit on Certain Defenses Provision provides that no statement can be used todeny a claim on an accident and health policy after

A : 7 years.

B : 3 years.

C : 5 years.

D : 1 year.

Answer: B

Question 4

Which of the following is a branch of dentistry dealing with the replacement of missing parts?

A : Periodontics

B : Endodontics

C : Prosthodontics

D : Orthodontics

Answer: C

Question 5

Which of the following circumstances may be grounds for suspending an insurance license?

A : failure to follow insurer's underwriting rules

B : conviction of a summary offense

C : conviction of a felony

D : failure to maintain records for 5 years

Answer: C

Page: 1 / 33

Total 161 Questions | Updated On: Mar 06, 2026

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