Free Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Questions

Become Ohio Department of Insurance Certified with updated OH-Life-Agent-Series-11-44 exam questions and correct answers

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Total 106 Questions | Updated On: Apr 27, 2026

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Question 1

An Insurer would consider which of the following In determining whether to accept a group life plan?

A : Grace period

B : Beneficiary

C : Average age

D : Dependents

Answer: C

Question 2

Loans may generally be obtained against the cash value of a personal life Insurance policy and policy loan proceeds

A : accelerate the benefits under the policy.

B : are not treated as taxable income.

C : are subject to Federal estate tax.

D : generate nontaxable interest income.

Answer: B

Question 3

When a beneficiary Inherits a traditional IRA, which of the following Is TRUE about taxation when the money is withdrawn? The beneficiary pays

A : no tax.

B : an estate tax.

C : capital gains tax.

D : income tax.

Answer: D

Question 4

Under the children's term rider, what occurs when a child reaches the specified age? He or she

A : automatically becomes the beneficiary of the life insurance policy.

B : must show evidence of insurability to remain covered.

C : may Increase the term coverage of the rider.

D : is eliminated from coverage.

Answer: B

Question 5

Which of the following policies allows the policyowner to change two policy features?

A : Credit Life.

B : Modified Life.

C : Adjustable Life.

D : Term Life.

Answer: C

Page: 1 / 22

Total 106 Questions | Updated On: Apr 27, 2026

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