Free Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Questions

Become Ohio Department of Insurance Certified with updated OH-Life-Agent-Series-11-44 exam questions and correct answers

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Total 106 Questions | Updated On: Dec 16, 2025

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Question 1

All the following riders can Increase the death benefit amount EXCEPT

A : Cost of Living.

B : Waiver of Premium.

C : Accidental Death Rider.

D : Guaranteed Insurability.

Answer: C

Question 2

An Insurer would consider which of the following In determining whether to accept a group life plan?

A : Grace period

B : Beneficiary

C : Average age

D : Dependents

Answer: C

Question 3

The proposed insured's statements on a life insurance application are considered to be

A : absolute statements.

B : misrepresentations.

C : representations

D : warranties

Answer: C

Question 4

Extended term Insurance can be selected under which whole life policy provision?

A : interest-only

B : nonforfeiture

C : cash value

D : settlement

Answer: B

Question 5

Under the children's term rider, what occurs when a child reaches the specified age? He or she

A : automatically becomes the beneficiary of the life insurance policy.

B : must show evidence of insurability to remain covered.

C : may Increase the term coverage of the rider.

D : is eliminated from coverage.

Answer: B

Page: 1 / 22

Total 106 Questions | Updated On: Dec 16, 2025

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