Free Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Questions

Become Ohio Department of Insurance Certified with updated OH-Life-Agent-Series-11-44 exam questions and correct answers

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Total 199 Questions | Updated On: Aug 19, 2026

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Question 1

Which activity is an unfair claims settlement practice?

A : Attempting to settle claims by arbitration

B : Denying unsubstantiated claims on a timely basis

C : Failing to give reasonable explanations for denying claims

D : Refusing to pay individuals bringing false or fraudulent claims

Answer: C

Question 2

Which activity is an unfair claims settlement practice?

A : Attempting to settle claims by arbitration

B : Denying unsubstantiated claims on a timely basis

C : Failing to give reasonable explanations for denying claims

D : Refusing to pay individuals bringing false or fraudulent claims

Answer: C

Question 3

Reinsurers are a specialized branch of the insurance industry because they

A : provide insurance to otherwise uninsurable individuals.

B : provide alternative means.

C : insure insurers.

D : keep premiums low.

Answer: C

Question 4

All of the following statements regarding a group annuity are correct, EXCEPT:

A : Purchased as part of a structured corporate pension plan

B : Each employee signs and receives an individual contract

C : Participation is limited to eligible employees

D : Considered a defined-benefit plan

Answer: B

Question 5

All of the following statements regarding a group annuity are correct, EXCEPT:

A : Purchased as part of a structured corporate pension plan

B : Each employee signs and receives an individual contract

C : Participation is limited to eligible employees

D : Considered a defined-benefit plan

Answer: B

Page: 1 / 40

Total 199 Questions | Updated On: Aug 19, 2026

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