Free Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Questions

Become Ohio Department of Insurance Certified with updated OH-Life-Agent-Series-11-44 exam questions and correct answers

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Total 106 Questions | Updated On: Jul 30, 2025

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Question 1

An Insurer would consider which of the following In determining whether to accept a group life plan?

A : Grace period

B : Beneficiary

C : Average age

D : Dependents

Answer: C

Question 2

Which of the following policies allows the policyowner to change two policy features?

A : Credit Life.

B : Modified Life.

C : Adjustable Life.

D : Term Life.

Answer: C

Question 3

Rob, Joe, and Mike are brothers who have a $60,000 "first-to-die" Joint life policy covering all three of their lives. If Joe dies first, the policy proceeds

A : will not provide further insurance protection.

B : must be shared equally by Rob and Joe-s wife.

C : will accumulate with interest until another brother dies and then be awarded to the surviving brother.

D : must be awarded to Joe-s estate.

Answer: A

Question 4

All the following riders can Increase the death benefit amount EXCEPT

A : Cost of Living.

B : Waiver of Premium.

C : Accidental Death Rider.

D : Guaranteed Insurability.

Answer: C

Question 5

When a beneficiary Inherits a traditional IRA, which of the following Is TRUE about taxation when the money is withdrawn? The beneficiary pays

A : no tax.

B : an estate tax.

C : capital gains tax.

D : income tax.

Answer: D

Page: 1 / 22

Total 106 Questions | Updated On: Jul 30, 2025

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