Free Maryland Insurance Administration Life-Producer Exam Questions

Become Maryland Insurance Administration Certified with updated Life-Producer exam questions and correct answers

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Total 90 Questions | Updated On: Dec 18, 2025

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Question 1

All of the following statements about the life insurance protection provided by a family life insurance policy are true EXCEPT:

A : Most of the premium amount purchases whole life insurance for the head of the household

B : Life insurance coverage is provided automatically to children born during the policy period

C : Coverage is available only to heads of households who are 30 years old or younger

D : Coverage for dependents can be converted to whole life insurance without evidence of insurability

Answer: C

Question 2

All of the following are common underwriting factors used by life insurance companies EXCEPT:

A : Ethnic heritage

B : Amount of insurance applied for

C : Driving record

D : Family health history

Answer: A

Question 3

All of the following statements about the life insurance protection provided by a family life insurance policy are true EXCEPT:

A : Most of the premium amount purchases whole life insurance for the head of the household

B : Life insurance coverage is provided automatically to children born during the policy period

C : Coverage is available only to heads of households who are 30 years old or younger

D : Coverage for dependents can be converted to whole life insurance without evidence of insurability

Answer: C

Question 4

Who normally receives dividends in a stock insurance company?

A : Only members of the board of directors

B : Shareholders

C : Beneficiaries

D : Producers

Answer: B

Question 5

An insurance producer's license may be suspended or revoked by:

A : The appointing insurer

B : The continuing education course provider

C : The Maryland Insurance Administration

D : The Attorney General

Answer: C

Page: 1 / 18

Total 90 Questions | Updated On: Dec 18, 2025

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