Free Maryland Insurance Administration Accident-Health-Sickness-Producer Exam Questions

Become Maryland Insurance Administration Certified with updated Accident-Health-Sickness-Producer exam questions and correct answers

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Total 92 Questions | Updated On: Aug 19, 2026

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Question 1

Which of the following is a requirement of an insurable risk?

A : The loss must be intentional.

B : The loss must be catastrophic.

C : The chance of loss must be calculable.

D : There must be a large number of different loss exposures.

Answer: C

Question 2

In dental insurance coverage, which one of the following typically is EXCLUDED?

A : Treatment started prior to the eligibility date

B : Preventive care

C : Dental X-rays

D : Root canal therapy

Answer: A

Question 3

Which expenses are covered by Medicare Part D?

A : Medical

B : Hospital

C : Prescription drug

D : Dental

Answer: C

Question 4

A health maintenance organization may issue a contract that provides benefits for the following:

A : Replacement of income lost by a member due to the member’s disability

B : Health care services provided to members of the HMO

C : The accidental death of an HMO member

D : The dismemberment of an HMO member

Answer: B

Question 5